vastrinova

Salamander Bay, NSW

Professional financial guidance for small businesses across the Hunter Region

Small Business Finance News

Real insights from accountants who work with Australian small businesses every day. No theory—just practical guidance that helps you make better financial decisions.

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Featured

Mid-Year Tax Changes That Actually Matter

The ATO quietly updated several thresholds in February 2025. Most small businesses missed them. We break down the three changes that could save you real money before June rolls around.

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Recent Updates

What's happening in small business finance right now

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Cash Flow

Payment Terms Are Shifting

More clients asking for 60-day terms? You're not alone. Here's how three Salamander Bay businesses adapted without hurting their cash position.

Small business owner organizing receipts and financial documents

Bookkeeping

The Receipt Problem

Lost receipts cost small businesses thousands at tax time. A simple system that takes about 10 minutes to set up can prevent most of this.

Planning

Winter Preparations

Seasonal businesses need different cash planning. We're sharing what works for tourism operators on the Central Coast during quieter months.

Who's Writing This

Our team includes accountants with decades of small business experience. They see what works and what doesn't across hundreds of clients.

Torsten Vilhelm portrait

Torsten Vilhelm

Senior Tax Accountant

Spent 18 years helping retail and hospitality businesses survive tax season. Torsten writes about practical compliance without the jargon that confuses most business owners.

Rafferty Dunwoody portrait

Rafferty Dunwoody

Business Advisory Specialist

Works with tradies and service businesses on growth planning. His articles focus on financial decisions that actually move the needle for small operators.

This Quarter's Key Dates

Mark these in your calendar—missing them costs money

May 21, 2025

April BAS Lodgement

Monthly reporters need to lodge April activity statements. If you're consistently late, switching to quarterly might save you stress and penalties.

June 14, 2025

Superannuation Payment Deadline

Last chance for super contributions to count toward this financial year's deductions. Many small businesses leave this too late and lose the tax benefit.

June 30, 2025

End of Financial Year

More than just a date—smart planning in the weeks before can reduce your tax bill. We'll be running free planning sessions in early June for existing clients.

July 28, 2025

Quarter 4 BAS Due

Final quarterly statement for the financial year. Getting this right matters because discrepancies trigger ATO reviews when you lodge your annual return.